If you’re reading this you have no time to be reading this article about great last minute gifts. So let’s get to it, alright? You’re probably thinking about the old standby, the gift card. Not a bad idea--except for the lack of effort and complete absence of personality.... It’s OK! Put a little thought into it and you’ll turn the bland into something with a bit of bling--or at least not be boring. First, skip the specialty stores and opt for a prepaid American Express, MasterCard or Visa card. It’s easier for you AND for them. Now, here’s the trick. Instead of sealing the Gift Card int..